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Home Loans

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CITIBANK BHD

Citibank Housing Loan
  • Daily interest calculation.
  • Monthly installments for completed properties.
  • Interest-only payments for under-construction properties.
  • Option to commence installments during construction.
  • EPF withdrawal to reduce principal amount.
  • Optional MLTA or MRTA insurance plan.
Citibank FlexiHome Loan
  • Daily interest calculation.
  • Flexible repayment and withdrawal.
  • Option to commence principal repayments during under construction period.
  • No monthly maintenance fee.
  • Optional MLTA or MRTA insurance plan.
Citibank Homecredit Loan
  • Flexible repayment and withdrawal.
  • Integrated to deposit accounts.
  • No maintenance or commitment fee.
  • Access to cash over the counter, via ATM, online or checking account.
  • Optional MLTA or MRTA insurance plan.
Citibank Home Partner-i
  • Islamic loan.
  • Capped floating rate.
  • Daily interest calculation.
  • 1 month payment holiday available.
  • Flexible repayment.
  • 20% rebate on stamp duty.
Citibank Mortgage Power
  • Daily interest calculation.
  • Integrated to deposit accounts.
  • Flexible repayment and withdrawal.
  • On-demand credit line until age 50.
  • Multi-tiered overdraft interest rates.
  • No maintenance fee.
  • Optional MLTA or MRTA insurance plan.
Citibank Mortgage Power
  • Daily interest calculation.
  • Integrated to deposit accounts.
  • Flexible repayment and withdrawal.
  • On-demand credit line until age 50.
  • Multi-tiered overdraft interest rates.
  • No maintenance fee.
  • Optional MLTA or MRTA insurance plan.
Citibank ShopHouse Loan
  • Refinance business premises for extra cashflow.
  • Flexible repayment.
  • Daily interest calculation.
  • Optional MLTA or MRTA insurance plan.
Citibank Business Power Loan
  • Integrated account with Business Premises
  • Loan and Checking account.
  • Daily interest calculation.
  • Optional MLTA or MRTA insurance plan.

Malayan Banking Bhd

MaxiHome
  • Up to 95% financing.
  • Loan tenure up to 40 years or age 65.
  • Repayment less than 40% of monthly income.
  • Overdraft facility from BLR – 1.60%.
  • Allows monthly installments to be adjusted.
  • Individuals, joint-applicants, residents and non-residents.
  • Rates from BLR – 2.20%
  • Fixed rate packages available from
  • 4.50% for first year, 5.00% for first
  • 5 years and 5.85% for first 10 years.
MaxiHome Plus
  • For properties under construction
  • Zero payment during construction for
  • properties valued at RM100,000 and above.
  • Bullet payment of up to 50% of principal amount at the end of loan tenure for properties valued at RM100,000 and above.
  • Minimum monthly income of RM5,000 and only applicable to Non Zero Entry Cost cases.
  • Loan tenure up to 40 years of 70 years of age for properties valued at RM100,000 and above.
  • For professionals and graduates only, age 25 to 35 during loan application and only applicable
  • to Non Zero Entry Cost cases.
  • 4.50% for first year, 5.00% for first
  • For completed properties
  • Bullet payment of up to 50% of principal amount at the end of loan tenure for properties valued at RM100,000 and above.
  • Minimum monthly income of RM5,000. Only applicable to Non Zero Entry Cost cases.
  • Loan tenure up to 40 years of 65 years of age for properties valued at RM100,000 and above.
  • For professionals and graduates only, age 25 to 35 during loan application and only applicable to Non Zero Entry Cost cases
Maxi Flexibility
  • Properties above RM75,000.
  • Option to choose term loan, overdraft or both.
  • Allows refinancing, from BLR – 1.80%.
  • Allows remortgage of fully paid properties or properties free from encumbrances.
  • Allows additional financing up to 90% of property.
MaxiHome-i
  • Islamic loan.
  • Up to 100% financing.
  • Loan tenure up to 30 years or age 60
  • Minimum loan RM10,000.
  • Minimum property value RM50,000.
  • Rebate for early settlement.
  • For residential properties only.
  • For individuals, joint applicants, residents and non-residents.
  • Allows third party financing.
  • Non Zero Entry Cost.
Home Financing-i
  • Islamic loan.
  • From BFR – 3.50%.
  • Up to 100% financing.
  • Loan tenure up to 10 years.
  • Fixed monthly repayment.
  • Minimum loan, RM10,000.
  • Minimum property value, RM50,000.
  • For individuals, joint applicants, residents and non-residents.
  • Allows third party financing.
  • Rebate for early settlement.
  • Non Zero Entry Cost.
MaxiShop
  • Financing for commercial properties.
  • Up to 85% financing.
  • Daily interest calculation.
  • Option to pay nothing during construction period.
  • Option to service interest only for the first 5 years.
  • Flexible repayment and withdrawal.
  • From BLR – 1.90% or fixed rate at 4.90% for first 3 years and 5.50% for first 5 years.
MaxiShop-i
  • Islamic loan.
  • Fixed monthly repayment.
  • Minimum property value, RM50,000.
  • Minimum property value, RM50,000.
  • For individuals, joint applicants, residents and non-residents.
  • Allows third party financing.
  • Variable rate financing.
Overseas Mortgage Loan Scheme
  • From BLR – 1.80%.
  • Up to 85% financing in Ringgit Malaysia.
  • Loan tenure up to 30 years or 70 years of age.
  • MRTA, legal fee and valuation fee can be financed.
  • Choice of Term Loan, Overdraft or a Combination of Term Loan and OD.
  • Completed or off plan properties, residential and commercial properties located in prime areas of London from Zone 1 – 3.
  • Own occupation or investment purposes.
  • Flexible repayment and withdrawal.
  • Citizens and permanent residents of Malaysia.
HomeEquity-i
  • Islamic loan.
  • Up to 100% financing.
  • Individual applicants age 21 to 65 and businesses.

Information published is merely a guide and does not represent itself as an investment advice. Products and its features are subject to change by the respective financial institutions without notice to the Publisher. Information is accurate at press time and the Publisher is not liable for any action taken based on the published information. For more accurate and updated information of the products and its features, please contact the respective financial institutions.